Hokodo’s story began a few years ago from a simple question: why are so many companies
under-insured? Take trade credit insurance, for example, every year across Europe,
hundreds of thousands of companies are driven into insolvency because of late or non-
payment of invoices. This represents a massive cost to society in job losses and financial
distress, yet insurance solutions exist to almost completely mitigate this issue. The problem
is that the Small and Medium Enterprises (SMEs) who could most benefit from these
solutions cannot access them.
At Hokodo, we believe that by offering simpler insurance and financing solutions through
more efficient distribution channels, we can help SMEs survive and thrive. Our solutions
couldn’t be simpler to purchase: one click, no paperwork, no hassle, no intermediaries.


  • Louis Carbonnier

    Co-Founder and Co-CEO

Startup Category

Insurance Data



Date of Foundation